Family finance

Raising a family can have a huge impact on your finances. Household bills, clothes, school and leisure expenses all add up. There are lots of simple ways to make your money go further and help you to save for the future. From household budgeting advice and energy-saving tips to choosing the right savings account and accessing benefit entitlements, National Family Week has carefully selected the best family finance information on the web.

Household budgeting

Household budgeting

Planning is the key to making your household budget work, so take a close look at your finances and find out where your money goes. It's not as boring as it sounds and there are some helpful websites that help you to 'spring clean' your finances, step by step.


Offers useful tips on how to take control of your family finances
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Care for the Family
More sensible advice from the BBC: "Seven steps to financial family planning"
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BBC Parenting
Excellent round-up of useful family finance resources on the web
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Directgov
Easy-to-use, confidential family budget calculator
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Financial Services Authority

Benefit entitlements

Benefit entitlements

Incredibly, the average cost of bringing up a child from birth to 21 is £180,000! With that in mind, parents will be glad of every extra pound they can get. Investigate these websites to make sure you're not missing out on any of the benefits you could be entitled to.


Guide to child benefit, tax credits, child care vouchers, child benefit and other grants
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Citizens Advice Bureau
This website achieves the impossible! It explains benefits without being boring
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Financial Services Authority
Find out about the main financial entitlements from HM Revenue & Customs for mums, dads and little ones: Child Tax Credit, Child Trust Fund, Health in Pregnancy Grant, Child Benefit
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Payments for Parents
Helpful finance factsheets for working parents. Topics include benefits and sick pay
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Working Families

Money-saving tips

Money-saving tips

Bargain-hunting has never been more fashionable! Inspired by the credit crunch, websites are offering practical and downright ingenious advice on how to save money on bills, food and other essentials. Regardless of the state of the economy, why spend too much when you don't have to?


Painless budgeting tips from other parents who've been there!
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BabyCentre
Consumer Focus tells you how to get the best deals for household energy bills
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Consumer Focus
Practical money-saving tips for everything from bills and food shopping to holidays
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Credit Action
Real parents' money-saving tips, drawn from Family & Parenting Institute research
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Family & Parenting Institute
Sign up to this site to get some fantastic free samples, coupons and discounts
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freeparentstuff.co.uk
Hassle-free ways to save money when raising babies, toddlers, children and teens
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Good To Know
Outstanding website giving clear, impartial, money-saving advice on a wide range of issues
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Money Basics
Website dedicated to saving you money on anything & everything by finding the best deals to save your family thousands of pounds
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Money Saving Expert

Savings

Savings

With hefty college fees and the property ladder awaiting young people nowadays, parents are keen to put aside some money for their children's future. With all the different savings products available, how can you decide where to invest your hard-earned money? For impartial information, take a look at these resources.


Everything you need to know about the Child Trust Fund, including an "account chooser" tool
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Child Trust Fund
Useful round-up of childrens savings schemes and accounts websites
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Directgov
Superb, easy-to-follow guide to savings products, with a "compare savings accounts" tool
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Financial Services Authority
Simple guide to the differences between short and long-term savings accounts
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Money Basics

Pocket money

Pocket money

Many a family argument has been fought over pocket money! It's worth the aggravation, though. Pocket money teaches children about money and is a first step towards independence.


More sound advice from the BBC, on teaching children about money
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BBC Parenting
Foolproof tips on how to handle the pocket money issue, from the UK's parenting charity
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Parentline Plus

Save money - go green

Save money - go green

Going green isn't just for 'tree-huggers' anymore! By saving energy, cutting waste and recycling, you can help to protect the environment and lower your bills, too. Reducing your carbon footprint by walking and cycling is fun for the whole family and improves your health. With so many ways to be greener, what are you waiting for?


Cut your carbon footprints by 10% in 2010 to save the environment and your family money
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10:10
Practical, step-by-step guide to saving energy (and money) in your home
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Channel 4
Useful round-up of environmental and greener living websites
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Directgov
Want to save energy in your home? The Energy Saving Trust has all the information you need
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Energy Saving Trust

Having a baby

Having a baby

Babies may be priceless, but they can cost a packet unless you keep an eye on your spending. A bit of forward planning can save you a small fortune. Dip into these great baby budgeting websites. Your wallet will thank you!


FAQs about what you really need to buy for your baby
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BabyCentre
No-nonsense budgeting tips, tackling spending, credit cards and savings
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BBC Parenting
First-rate advice on the all the important financial issues relating to child-rearing
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Financial Services Authority
Useful baby budget calculator which can be viewed on Facebook and MySpace
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Gurgle
Nearly New Sale Finder for quality children's clothes and equipment at wallet-friendly prices
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National Childbirth Trust